Income and Purchase Price Limits

See how you qualify. Check out the income and purchase price limits where you want to buy.

INCOME LIMITS, MAXIMUM ACQUISITION COSTS & FHA MAXIMUM MORTGAGE LIMITS FOR 2009
Counties & City	Household Size	Income Limits^		Maximum Acquisition Costs		FHA Maximum Mortgage Amounts
Counties & City	Household Size	Non-Targeted	Targeted	Non-Targeted	Targeted
Allegany County*	1 or 2		$102,600		$289,470	$271,050
Allegany County*	3 or more		$119,700		$289,470	$271,050
Anne Arundel County+	1 or 2	$98,520	$102,600	$429,620	$525,091	$525,091
Anne Arundel County+	3 or more	$114,940	$119,700	$429,620	$525,091	$525,091
Baltimore City*	1 or 2		$102,600		$525,091	$525,091
Baltimore City*	3 or more		$119,700		$525,091	$525,091
Baltimore County+	1 or 2	$98,520	$102,600	$429,620	$525,091	$525,091
Baltimore County+	3 or more	$114,940	$119,700	$429,620	$525,091	$525,091
Calvert County	1 or 2	$123,240		$429,620		$429,620
Calvert County	3 or more	$143,780		$429,620		$429,620
Caroline County*	1 or 2		$102,600		$289,470	$271,050
Caroline County*	3 or more		$119,700		$289,470	$271,050
Carroll County	1 or 2	$98,520		$429,620		$429,620
Carroll County	3 or more	$114,940		$429,620		$429,620
Cecil County	1 or 2	$90,389		$346,601		$346,601
Cecil County	3 or more	$103,947		$346,601		$346,601
Charles County	1 or 2	$123,240		$429,620		$429,620
Charles County	3 or more	$143,780		$429,620		$429,620
Dorchester County*	1 or 2		$102,600		$289,470	$271,050
Dorchester County*	3 or more		$119,700		$289,470	$271,050
Frederick County+	1 or 2	$123,240	$123,240	$429,620	$525,091	$525,091
Frederick County+	3 or more	$143,780	$143,780	$429,620	$525,091	$525,091
Garrett County*	1 or 2		$102,600		$467,232	$437,500
Garrett County*	3 or more		$119,700		$467,232	$437,500
Harford County+	1 or 2	$98,520	$102,600	$429,620	$525,091	$525,091
Harford County+	3 or more	$114,940	$119,700	$429,620	$525,091	$525,091
Howard County	1 or 2	$98,520		$429,620		$429,620
Howard County	3 or more	$114,940		$429,620		$429,620
Kent County*	1 or 2		$102,600		$359,798	$343,750
Kent County*	3 or more		$119,700		$359,798	$343,750
Montgomery County	1 or 2	$123,240		$429,620		$429,620
Montgomery County	3 or more	$143,780		$429,620		$429,620
Prince George's County+	1 or 2	$123,240	$123,240	$429,620	$525,091	$525,091
Prince George's County+	3 or more	$143,780	$143,780	$429,620	$525,091	$525,091
Queen Anne's County	1 or 2	$98,520		$429,620		$429,620
Queen Anne's County	3 or more	$114,940		$429,620		$429,620
St. Mary's County	1 or 2	$85,600		$343,125		$343,125
St. Mary's County	3 or more	$98,440		$343,125		$343,125
Somerset County*	1 or 2		$102,600		$351,092	$328,750
Somerset County*	3 or more		$119,700		$351,092	$328,750
Talbot County	1 or 2	$87,960		$334,125		$334,125
Talbot County	3 or more	$102,620		$334,125		$334,125
Washington County+	1 or 2	$85,500	$102,600	$329,854	$403,155	$377,500
Washington County+	3 or more	$98,235	$119,700	$329,854	$403,155	$377,500
Wicomico County+	1 or 2	$85,500	$102,600	$287,257	$351,092	$328,750
Wicomico County+	3 or more	$98,235	$119,700	$287,257	$351,092	$328,750
Worcester County+	1 or 2	$85,500	$102,600	$382,281	$467,232	$437,500
Worcester County+	3 or more	$98,235	$119,700	$382,281	$467,232	$437,500

^	income limits for an RHS-guaranteed loan are the LESSER of the Maryland Mortgage Program Income Limits referenced above or the RHS Guaranteed Housing Program Income Limits
*	entire jurisdiction is targeted - buyers do not have to be first-time home buyers
+	contains certain targeted census tracts (refer to Targeted Areas) in which buyers do not have to be first-time home buyers

Information subject to change. Revised 4/12/09

Maryland Mortgage Program

Mortgages

Income and Purchase Price Limits